{"id":666,"date":"2023-10-10T15:13:00","date_gmt":"2023-10-10T06:13:00","guid":{"rendered":"https:\/\/r-start.jp\/column\/?p=666"},"modified":"2026-02-17T10:33:13","modified_gmt":"2026-02-17T01:33:13","slug":"retirement-housing-loan","status":"publish","type":"post","link":"https:\/\/r-start.jp\/column\/knowledge\/retirement-housing-loan\/","title":{"rendered":"\u5b9a\u5e74\u5f8c\u306b\u4f4f\u5b85\u30ed\u30fc\u30f3\u3067\u8001\u5f8c\u7834\u7523\u306b\u306a\u3089\u306a\u3044\u305f\u3081\u306b\u306f\uff1f\u539f\u56e0\u3068\u5bfe\u7b56\u3092\u7d39\u4ecb"},"content":{"rendered":"\n<p>\u4eba\u751f100\u5e74\u6642\u4ee3\u3068\u3082\u3044\u308f\u308c\u308b\u6628\u4eca\u3001\u8001\u5f8c\u306e\u53ce\u652f\u30d0\u30e9\u30f3\u30b9\u304c\u5408\u308f\u305a\u3001\u8001\u5f8c\u7834\u7523\u306b\u9665\u308b\u30b1\u30fc\u30b9\u3082\u5c11\u306a\u304f\u3042\u308a\u307e\u305b\u3093\u3002\u3068\u306f\u3044\u3048\u3001\u8001\u5f8c\u7834\u7523\u306e\u539f\u56e0\u3084\u3069\u306e\u3088\u3046\u306a\u5bfe\u7b56\u3092\u3057\u3066\u3044\u304f\u3079\u304d\u304b\u308f\u304b\u3089\u305a\u4e0d\u5b89\u3067\u3059\u3088\u306d\u3002<\/p>\n\n\n\n<p>\u3053\u306e\u8a18\u4e8b\u3067\u306f\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u7b49\u3067\u8001\u5f8c\u7834\u7523\u306b\u306a\u308b\u539f\u56e0\u3084\u8001\u5f8c\u7834\u7523\u3092\u9632\u3050\u5bfe\u7b56\u306a\u3069\u3092\u89e3\u8aac\u3057\u307e\u3059\u3002<\/p>\n\n\n\n<div class=\"toc\">    <div id=\"toc_container\" class=\"toc_container toc-container sgb-toc--bullets js-smooth-scroll\" data-dialog-title=\"Table of Contents\">\n      <p class=\"toc_title\">\u76ee\u6b21 <\/p>\n      <ul class=\"toc_list\">  <li class=\"first\">    <a href=\"#i-0\">\uff11\uff0e\u8001\u5f8c\u306e\u9ad8\u9f62\u8005\u4e16\u5e2f\u306b\u304a\u3051\u308b\u5e73\u5747\u7684\u306a\u5bb6\u8a08\u72b6\u6cc1<\/a>  <\/li>  <li>    <a href=\"#i-1\">\uff12\uff0e\u4f4f\u5b85\u30ed\u30fc\u30f3\u7b49\u3067\u8001\u5f8c\u7834\u7523\u306b\u306a\u308b\u539f\u56e0<\/a>    <ul class=\"menu_level_1\">      <li class=\"first\">        <a href=\"#i-2\">2-1.\u4f4f\u5b85\u30ed\u30fc\u30f3\u8fd4\u6e08\u306e\u8ca0\u62c5\u304c\u5927\u304d\u3044<\/a>      <\/li>      <li>        <a href=\"#i-3\">2-2.\u4f4f\u5b85\u30ed\u30fc\u30f3\u304c\u3042\u308b\u305f\u3081\u751f\u6d3b\u4fdd\u8b77\u3092\u53d7\u7d66\u3067\u304d\u306a\u3044<\/a>      <\/li>      <li>        <a href=\"#i-4\">2-3.\u6559\u80b2\u8cbb\u304c\u5b9a\u5e74\u76f4\u524d\u307e\u3067\u304b\u304b\u3063\u305f<\/a>      <\/li>      <li>        <a href=\"#i-5\">2-4.\u60f3\u5b9a\u4ee5\u4e0a\u306b\u533b\u7642\u8cbb\u304c\u304b\u304b\u3063\u305f<\/a>      <\/li>      <li>        <a href=\"#i-6\">2-5.\u9000\u8077\u91d1\u30fb\u5e74\u91d1\u304c\u60f3\u5b9a\u3088\u308a\u5c11\u306a\u304b\u3063\u305f<\/a>      <\/li>      <li class=\"last\">        <a href=\"#i-7\">2-6.\u7d4c\u5e74\u52a3\u5316\u306b\u4f34\u3046\u4fee\u7e55\u8cbb\u304c\u5fc5\u8981\u306b\u306a\u3063\u305f<\/a>      <\/li>    <\/ul>  <\/li>  <li>    <a href=\"#i-8\">\uff13\uff0e\u4f4f\u5b85\u30ed\u30fc\u30f3\u304c\u4e3b\u56e0\u306e\u8001\u5f8c\u7834\u7523\u3092\u9632\u3050\u5bfe\u7b56<\/a>    <ul class=\"menu_level_1\">      <li class=\"first\">        <a href=\"#i-9\">3-1.\u65e5\u5e38\u751f\u6d3b\u306b\u304a\u3051\u308b\u53ce\u652f\u306e\u898b\u76f4\u3057<\/a>      <\/li>      <li>        <a href=\"#i-10\">3-2.\u5b9a\u5e74\u5f8c\u3082\u518d\u96c7\u7528\u3084\u30a2\u30eb\u30d0\u30a4\u30c8\u306a\u3069\u3067\u53ce\u5165\u3092\u5f97\u308b<\/a>      <\/li>      <li>        <a href=\"#i-11\">3-3.\u4f4f\u5b85\u30ed\u30fc\u30f3\u3092\u501f\u308a\u63db\u3048\u308b<\/a>      <\/li>      <li class=\"last\">        <a href=\"#i-12\">3-4.\u4efb\u610f\u58f2\u5374\u3092\u691c\u8a0e\u3059\u308b<\/a>      <\/li>    <\/ul>  <\/li>  <li class=\"last\">    <a href=\"#i-13\">\u307e\u3068\u3081<\/a>  <\/li><\/ul>\n      \n    <\/div><\/div><h2 class=\"wp-block-heading\" id=\"i-0\">\uff11\uff0e\u8001\u5f8c\u306e\u9ad8\u9f62\u8005\u4e16\u5e2f\u306b\u304a\u3051\u308b\u5e73\u5747\u7684\u306a\u5bb6\u8a08\u72b6\u6cc1<\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/r-start.jp\/wp-content\/uploads\/2023\/10\/03_02_2310.jpeg\" alt=\"\uff11\uff0e\u8001\u5f8c\u306e\u9ad8\u9f62\u8005\u4e16\u5e2f\u306b\u304a\u3051\u308b\u5e73\u5747\u7684\u306a\u5bb6\u8a08\u72b6\u6cc1\"><\/figure>\n\n\n\n<p>\u7dcf\u52d9\u7701\u306e\u5bb6\u8a08\u8abf\u67fb\u5831\u544a\u306b\u3088\u308b\u3068\u30012021\u5e74\u306e65\u6b73\u4ee5\u4e0a\u306e\u592b\u5a66\u306e\u307f\u7121\u8077\u4e16\u5e2f\u306e\u53ef\u51e6\u5206\u6240\u5f97\u306f\u6708\u984d205,911\u5186\u3068\u306a\u3063\u3066\u3044\u308b\u4e00\u65b9\u3001\u6d88\u8cbb\u652f\u51fa\u306f\u6708\u984d224,436\u5186\u3068\u306a\u3063\u3066\u3044\u307e\u3059\u3002\u3053\u306e\u7d71\u8a08\u4e0a\u3067\u306f\u3001\u6bce\u670818,525\u5186\u306e\u8d64\u5b57\u3068\u306a\u3063\u3066\u3057\u307e\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u3064\u307e\u308a\u3001\u7d71\u8a08\u4e0a\u306e\u5e73\u5747\u5024\u3067\u8003\u3048\u308b\u3068\u53ce\u652f\u8d64\u5b57\u3068\u306a\u308b\u305f\u3081\u3001\u8001\u5f8c\u306f\u751f\u6d3b\u306e\u305f\u3081\u306b\u8caf\u91d1\u3092\u5207\u308a\u5d29\u3057\u3066\u3044\u304f\u3053\u3068\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u307e\u305f\u3001\u3053\u306e\u7d71\u8a08\u306b\u306f\u4f4f\u5b85\u30ed\u30fc\u30f3\u8fd4\u6e08\u984d\u306f\u542b\u307e\u308c\u3066\u3044\u306a\u3044\u305f\u3081\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u8fd4\u6e08\u304c\u6b8b\u3063\u3066\u3044\u308b\u5834\u5408\u306b\u306f\u3001\u8001\u5f8c\u306e\u8ca0\u62c5\u304c\u3055\u3089\u306b\u5897\u3048\u3066\u3057\u307e\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u53c2\u7167\u5143\uff1a<a href=\"https:\/\/www.stat.go.jp\/data\/kakei\/sokuhou\/tsuki\/pdf\/fies_gaikyo2021.pdf\" target=\"_blank\" rel=\"noreferrer noopener\">\u7dcf\u52d9\u7701\uff5c\u5bb6\u8a08\u8abf\u67fb\u5831\u544a<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"i-1\">\uff12\uff0e\u4f4f\u5b85\u30ed\u30fc\u30f3\u7b49\u3067\u8001\u5f8c\u7834\u7523\u306b\u306a\u308b\u539f\u56e0<\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/r-start.jp\/wp-content\/uploads\/2023\/10\/03_03_2310.jpeg\" alt=\"\uff12\uff0e\u4f4f\u5b85\u30ed\u30fc\u30f3\u7b49\u3067\u8001\u5f8c\u7834\u7523\u306b\u306a\u308b\u539f\u56e0\"><\/figure>\n\n\n\n<p>\u8001\u5f8c\u306e\u53ce\u5165\u306b\u5bfe\u3057\u3066\u652f\u51fa\u304c\u591a\u304f\u306a\u308b\u3068\u8001\u5f8c\u7834\u7523\u306e\u30ea\u30b9\u30af\u304c\u9ad8\u307e\u308a\u307e\u3059\u304c\u3001\u305d\u306e\u539f\u56e0\u306f\u3055\u307e\u3056\u307e\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u8001\u5f8c\u7834\u7523\u306b\u306a\u308b\u4e3b\u306a\u539f\u56e0\u306f\u4ee5\u4e0b\u306e\u3068\u304a\u308a\u3067\u3059\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4f4f\u5b85\u30ed\u30fc\u30f3\u8fd4\u6e08\u306e\u8ca0\u62c5\u304c\u5927\u304d\u3044<\/li>\n\n\n\n<li>\u4f4f\u5b85\u30ed\u30fc\u30f3\u304c\u3042\u308b\u305f\u3081\u751f\u6d3b\u4fdd\u8b77\u3092\u53d7\u7d66\u3067\u304d\u306a\u3044<\/li>\n\n\n\n<li>\u6559\u80b2\u8cbb\u304c\u5b9a\u5e74\u76f4\u524d\u307e\u3067\u304b\u304b\u3063\u305f<\/li>\n\n\n\n<li>\u60f3\u5b9a\u4ee5\u4e0a\u306b\u533b\u7642\u8cbb\u304c\u304b\u304b\u3063\u305f<\/li>\n\n\n\n<li>\u9000\u8077\u91d1\u30fb\u5e74\u91d1\u304c\u60f3\u5b9a\u3088\u308a\u5c11\u306a\u304b\u3063\u305f<\/li>\n\n\n\n<li>\u7d4c\u5e74\u52a3\u5316\u306b\u4f34\u3046\u4fee\u7e55\u8cbb\u304c\u5fc5\u8981\u306b\u306a\u3063\u305f<\/li>\n<\/ul>\n\n\n\n<p>\u9806\u306b\u89e3\u8aac\u3057\u3066\u3044\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"i-2\">2-1.\u4f4f\u5b85\u30ed\u30fc\u30f3\u8fd4\u6e08\u306e\u8ca0\u62c5\u304c\u5927\u304d\u3044<\/h3>\n\n\n\n<p>\u5b9a\u5e74\u5f8c\u306e\u4f4f\u5b85\u30ed\u30fc\u30f3\u3082\u73fe\u5f79\u6642\u3068\u540c\u3058\u8fd4\u6e08\u5272\u5408\u306e\u5834\u5408\u3001\u53ce\u5165\u306b\u5bfe\u3057\u3066\u8fd4\u6e08\u8ca0\u62c5\u304c\u904e\u5927\u3068\u306a\u3063\u3066\u3057\u307e\u3044\u3001\u8001\u5f8c\u7834\u7523\u306e\u30ea\u30b9\u30af\u304c\u9ad8\u307e\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u9006\u306b\u8001\u5f8c\u8ca0\u62c5\u3092\u6e1b\u3089\u3059\u305f\u3081\u306b\u7e70\u4e0a\u8fd4\u6e08\u3092\u3057\u904e\u304e\u305f\u5834\u5408\u306f\u3001\u8caf\u91d1\u304c\u3067\u304d\u306a\u3044\u3053\u3068\u304b\u3089\u8001\u5f8c\u7834\u7523\u306b\u7d50\u3073\u3064\u3044\u3066\u3057\u307e\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"i-3\">2-2.\u4f4f\u5b85\u30ed\u30fc\u30f3\u304c\u3042\u308b\u305f\u3081\u751f\u6d3b\u4fdd\u8b77\u3092\u53d7\u7d66\u3067\u304d\u306a\u3044<\/h3>\n\n\n\n<p>\u8001\u5f8c\u8cc7\u91d1\u304c\u67af\u6e07\u3057\u305f\u5834\u5408\u3001\u751f\u6d3b\u4fdd\u8b77\u3092\u53d7\u7d66\u3059\u308b\u3068\u3044\u3046\u9078\u629e\u80a2\u304c\u3042\u308a\u307e\u3059\u304c\u3001\u4e0d\u52d5\u7523\u306a\u3069\u3092\u6240\u6709\u3057\u3066\u3044\u308b\u5834\u5408\u3001\u751f\u6d3b\u4fdd\u8b77\u306e\u53d7\u7d66\u304c\u96e3\u3057\u3044\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u306a\u304b\u3067\u3082\u3001\u4f4f\u5b85\u30ed\u30fc\u30f3\u306e\u8fd4\u6e08\u4e2d\u306e\u5834\u5408\u306f\u3001\u751f\u6d3b\u4fdd\u8b77\u8cbb\u306e\u8cc7\u91d1\u4f7f\u9014\u304c\u4f4f\u5b85\u30ed\u30fc\u30f3\u8fd4\u6e08\u306b\u306a\u308b\u53ef\u80fd\u6027\u304c\u9ad8\u3044\u305f\u3081\u3001\u751f\u6d3b\u4fdd\u8b77\u306e\u53d7\u7d66\u304c\u8a8d\u3081\u3089\u308c\u306b\u304f\u304f\u306a\u3063\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" id=\"i-4\">2-3.\u6559\u80b2\u8cbb\u304c\u5b9a\u5e74\u76f4\u524d\u307e\u3067\u304b\u304b\u3063\u305f<\/h3>\n\n\n\n<p>\u4e00\u822c\u7684\u306b\u5b50\u3069\u3082\u306e\u72ec\u7acb\u304b\u3089\u5b9a\u5e74\u9000\u8077\u307e\u3067\u304c\u8001\u5f8c\u8cc7\u91d1\u3092\u8caf\u3081\u3084\u3059\u3044\u671f\u9593\u3067\u3059\u3002\u3068\u306f\u3044\u3048\u3001\u5b50\u3069\u3082\u306e\u5e74\u9f62\u3084\u9032\u5b66\u72b6\u6cc1\u306b\u3088\u3063\u3066\u306f\u5b9a\u5e74\u76f4\u524d\u307e\u3067\u6559\u80b2\u8cbb\u306e\u652f\u51fa\u304c\u3042\u308a\u3001\u8001\u5f8c\u8cc7\u91d1\u306e\u8caf\u84c4\u304c\u56f0\u96e3\u3067\u3042\u308b\u305f\u3081\u3001\u8001\u5f8c\u7834\u7523\u306e\u30ea\u30b9\u30af\u304c\u9ad8\u307e\u3063\u3066\u3057\u307e\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\" 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